Legal notice
This is a courtesy translation of our German legal notice (Impressum). In case of doubt, the German version applies.
Information pursuant to § 5 DDG (German Digital Services Act)
Konstantin Botschmanowski
SVIX Media
Schulstraße 72
41372 Niederkrüchten
Germany
Contact
Phone: +49 (0) 2163 57 683 44
Email: hello@kosten.org
VAT ID
VAT identification number pursuant to § 27 a of the German VAT Act:
DE265646065
Responsible for editorial content
Konstantin Botschmanowski
Schulstraße 72
41372 Niederkrüchten
Consumer dispute resolution
We are neither willing nor obliged to take part in dispute resolution proceedings before a consumer arbitration board.
Comparison calculators used (insurance)
The comparison calculators for personal liability, supplementary dental, home contents, legal expenses, term life, pet health, travel health and rent deposit insurance are embedded by us as a referrer (“Tippgeber”). kosten.org is not an insurance intermediary, does not broker insurance contracts and does not give advice. The calculators are a service of:
financeAds GmbH & Co. KG
Karlstraße 9
90403 Nürnberg
Tel. 0911 148783-0 · Fax 0911 148783-29
E-Mail: info@financeads.net
Represented by its general partner financeDigital GmbH, Karlstraße 9, 90403 Nuremberg (Local Court of Nuremberg, HRB 23019), represented by its managing director David Abebe.
Register court: Local Court of Nuremberg, HRA 14415 · VAT ID: DE251399704
Licence under § 34d GewO: financeAds GmbH & Co. KG is an insurance broker licensed under § 34d (1) GewO, registration number D-XQLT-GQ4ZP-78. Competent authority: IHK für München und Oberbayern, Max-Joseph-Str. 2, 80333 Munich. The details can be checked in the insurance intermediary register: www.vermittlerregister.info
Arbitration board: Versicherungsombudsmann e. V., Postfach 08 06 22, 10006 Berlin, www.versicherungsombudsmann.de
Liability for content
As a service provider, we are responsible for our own content on these pages under general law pursuant to § 7 (1) DDG. However, pursuant to §§ 8 to 10 DDG, we are not obliged as a service provider to monitor third-party information that is transmitted or stored, or to investigate circumstances that indicate unlawful activity.
Obligations to remove or block the use of information under general law remain unaffected. Liability in this respect is only possible from the moment we become aware of a specific infringement. As soon as we become aware of such infringements, we will remove the content in question immediately.
Liability for links
Our website contains links to external third-party websites over whose content we have no influence. We therefore cannot accept any liability for this third-party content. The respective provider or operator of the linked pages is always responsible for their content. The linked pages were checked for possible legal violations at the time of linking. No unlawful content was recognisable at the time of linking.
Permanent monitoring of the content of linked pages is not reasonable without concrete evidence of an infringement. As soon as we become aware of infringements, we will remove such links immediately.
Copyright
The content and works created by the site operators on these pages are subject to German copyright law. Reproduction, editing, distribution and any kind of use beyond the limits of copyright law require the written consent of the respective author or creator. Downloads and copies of this site are only permitted for private, non-commercial use.
Insofar as the content on this site was not created by the operator, the copyrights of third parties are respected. In particular, third-party content is marked as such. Should you nevertheless become aware of a copyright infringement, please let us know. As soon as we become aware of infringements, we will remove such content immediately.